Patricia Jennerjohn
Owner
Focused Finances, LLC
Fee-Only financial planner located in Oakland, CA, serving clients locally and across the country
I am Fee-Only
I do not accept commission, referral fees, or compensation of any kind based on selling financial products, without exception.
I am a Fiduciary
I will put your best interests first, and fully disclose and manage unavoidable conflicts fairly in your favor, at all times.
Patricia Jennerjohn is an Oakland, CA fee-only financial planner. Focused Finances, LLC provides comprehensive and objective financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Patricia Jennerjohn is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Get to Know Patricia Jennerjohn
Patricia Jennerjohn launched Focused Finances, a sole proprietorship, in 1994. She transitioned to Focused Finances, LLC, in 2004. Her objective then and now is to help individuals and couples with their financial planning and investment needs. Pat’s advice and insight have been featured in the San Francisco Chronicle, the Oakland Tribune, the Huffington Post, and the Wall Street Journal, among others.
Pat is a member of the National Association of Personal Financial Advisors (NAPFA), which is the professional association for fee-only financial planners. She is a Certified Financial Planner® and holds an MBA in Finance from California State University, Hayward.
Pat is an avid musician, specializing in choral singing and an unusual Baroque instrument - the viola da gamba. She performs with the San Francisco Bay Area Chamber Choir, the California Bach Society, Schola SF, and any other group she can find time for. For Pat, music is an important touchstone; it’s one of the ways she keeps her life in balance.
I Can Help You With:
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients:
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Fee-Only and Fiduciary - Without Exception
Watch Our Video: Fee-Only, Fiduciary, Independent
Patricia Jennerjohn's Designations and Affiliations
Media Mentions and Industry Involvement
Office Locations
1300 Clay Street, Suite 600 - Oakland, CA 94612