Nate Nieri
Founder, Owner, and Primary Financial Advisor
Modern Money Management
Fee-Only financial planner located in San Diego, CA, serving clients locally and across the country
I am Fee-Only
I do not accept commission, referral fees, or compensation of any kind based on selling financial products, without exception.
I am a Fiduciary
I will put your best interests first, and fully disclose and manage unavoidable conflicts fairly in your favor, at all times.
Nate Nieri is a San Diego, CA fee-only financial advisor serving clients locally and across the country. Modern Money Management provides comprehensive financial planning, investment management, and tax planning to help growing families, physicians, California public educators, firefighters, and supersavers who want to retire early organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Nate Nieri is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Get to Know Nate Nieri
Nate Nieri, CFP® is a fee-only financial advisor and founder of Modern Money Management.
I am not your typical financial advisor. You probably won’t find me in a suit, I don’t use a lot of fancy words, and I’m not a slick salesperson. I like to surf, be outdoors, run around the house with my kids, and just happen to be a CERTIFIED FINANCIAL PLANNER® with a master’s degree in finance and tax planning. I’m a bit of a geek about all things money and can nerd out about everything from credit card points to macroeconomics, but I also love to just grab a drink and see what is happening in your life or talk about common hobbies - I have a lot of them.
Talking about money is very personal and I want to be the guy you can trust to get an honest answer or maybe explain the “how-to” without fear of judgment. I don’t think there is such a thing as an embarrassing question when it comes to personal finance because let’s face it, the world of money is complicated, exhausting, and confusing.
I take my fiduciary duty very seriously and believe transparency is key. If you can commit to honesty, trust, and patience, I can help you navigate a path toward freedom and success, however you define them.
Where do you call home?
I’m a California native. My wife and I have made San Diego our home. We have a growing family and I am the world’s proudest father to our two little boys.
Cats or dogs?
Dogs. We love our French bulldog, Napoleon - and yes, he lives up to his name.
What is your preferred travel destination?
My wife and I love to travel and experience different cultures. Morocco and Cambodia top my list of favorite places we have visited at this time, but there are plenty more destinations still calling our name. Exploring nature and meeting so many different and wonderful people around the world have helped shape my passion for socially responsible investing. We also love to escape to the mountains to spend quality time with family.
What do you like to do outside of work?
I’m passionate about what I do so the lines between work and pleasure are very blurred for me. I spend my free time reading about investments, interesting financial planning strategies, and taxes. Such a nerd, I know, but I love this stuff! I also enjoy surfing, gardening, agonizing about the latest home project I’m going to take on, catching a baseball game, and I have an affinity for a good gin martini.
I Can Help You With:
- Comprehensive Financial Planning
- Investment Management
- Tax Optimized Savings Strategies
- Retirement Income Planning
- Tax Planning
Ideal Clients:
- Growing Families
- Novice Investors
- Those Wanting to Retire Early
- Retirees and Near Retirees
- Sudden Money Situations
- California Residents
Fee-Only and Fiduciary - Without Exception
Watch Our Video: Fee-Only, Fiduciary, Independent
Media Mentions and Industry Involvement
Nate Nieri is Quoted on NextAdvisor: "Bitcoin’s Price Is Stalled Around $30,000. Here’s How Investors Should React"
Nate Nieri is Quoted in The Washington Post: "Want to rent out part of your home? Here’s what to know."
Nate Nieri is Quoted on CNBC: "5 smart ways to use your upcoming child tax credit payments to get ahead"
Nate Nieri is Quoted on CNBC: "You may have to repay some of the advance child tax credit next year. Here’s what to know"
Nate Nieri is Quoted on Business Insider: "5 reasons you should keep renting even if you can afford to buy a house right now, according to financial planners"
Nate Nieri is Quoted on Kiplinger: "How Automatic Enrollment in 401(k)s Could Reshape Saving for Retirement"
Nate Nieri is Quoted on Next Advisor: "Curious About Crypto? What 10 Financial Advisors Are Telling Clients About Investing in It"
Nate Nieri is Quoted on BankRate.com: "How to take an Earth Day approach with your finances"
Nate Nieri is Quoted in US News and World Report: "How Long Is a Check Good for?"
Nate Nieri is Quoted on Intuit Mint Life: "The Best Financial Advice I Got From Mom"
Nate Nieri is Quoted on Fox Business: "Tips on saving $100 or more each month for an emergency fund"
Nate Nieri is Quoted in Financial Planning Magazine: "Opportunities, Hurdles for RIA with International Focus"
Office Locations
By Appointment Only - San Diego, CA 92115
Advisor Disclosure
Modern Money Management (“MMM”) is a registered investment advisor offering advisory services in the State(s) of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by MMM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of MMM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
