Laryssa Freeman
Founder and Financial Planner
Meritage Wealth Management
Clarity. Peace of mind. Confidence. Together, we'll protect your wealth, minimize lifetime taxes, & secure your legacy—ensuring that everything you've worked so hard for is simplified, organized, & thoughtfully planned, so you can fully embrace life.
I am Fee-Only
I do not accept commission, referral fees, or compensation of any kind based on selling financial products, without exception.
I am a Fiduciary
I will put your best interests first, and fully disclose and manage unavoidable conflicts fairly in your favor, at all times.
Things to Know
You will work with me as I value one on one relationships with my clients.
I only work with kind people who believe in delegating services to experts.
My services work best for those with investable assets over $3,000,000 (excluding real estate).
My office is in Carlsbad, CA but I work with clients across the country.
New clients are typically concerned about taxes in retirement and coordinating their assets to replace their paycheck.
Get to Know Laryssa Freeman
Laryssa Freeman is the Founder of Meritage Wealth Management and has been working with retirees since 1999.
Her latest educational content is linked here on: YouTube, TikTok, Facebook and Instagram.
Your journey to financial clarity begins with an Initial Consultation scheduled here. We'll talk about your current financial situation and your needs going forward. I'll share my philosophy of financial planning and how I serve my clients so that you can make an educated and informed decision about working together.
Laryssa provides financial planning, tax planning and investment management to retirees and near-retirees to help them organize, grow and protect their assets throughout retirement. She does her best work for diligent investors in or approaching retirement who have accumulated at least $3 million of assets not including real estate. As a fee-only, fiduciary, and independent financial planner, Laryssa is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
I Can Help You With:
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax Planning
- Social Security Planning
- Roth Conversion Strategies
- Net Unrealized Appreciation Strategies
- Qualified Charitable Distribution Strategies
- 401(k) Rollover Planning
- Pension vs Lump Sum Analysis
- Asset Division After a Divorce
- Reinvestment of an Inheritance
Ideal Clients:
- Retirees and Near Retirees
- Business Owners Exit Planning
- $3,000,000+ of Investable Assets
FAQ with Laryssa Freeman
- What's the first step to working together?
- How long have you been practicing?
- What is your investment minimum for new clients?
- Am I a good fit your services?
- What does "fee-only" mean and how is that different than my "fee-based" advisor?
- Do I need to live near Carlsbad, CA to work with you?
- Will you prepare my personal taxes for me?
- How many financial advisors work at your firm, and who will be my advisor?
- What if I decide to stop working with you? How do I transfer my money?
- Which bank or financial institution do you work with?
- How many clients do you serve?
Please schedule your initial consultation here or call my office at 760.602.5091 to schedule.
- What's the first step to working together?
Please schedule your initial consultation here or call my office at 760.602.5091 to schedule.
- How long have you been practicing?
- What is your investment minimum for new clients?
- Am I a good fit your services?
- What does "fee-only" mean and how is that different than my "fee-based" advisor?
- Do I need to live near Carlsbad, CA to work with you?
- Will you prepare my personal taxes for me?
- How many financial advisors work at your firm, and who will be my advisor?
- What if I decide to stop working with you? How do I transfer my money?
- Which bank or financial institution do you work with?
- How many clients do you serve?
Fee-Only and Fiduciary - Without Exception
Watch Our Video: Fee-Only, Fiduciary, Independent
Media Mentions and Industry Involvement
Laryssa Freeman is a Member of the Assistance League and Previously Served on the Board of Directors
Laryssa Freeman is Quoted in Investor's Business Daily: "Advisors Tap Fulfilling Volunteer Activities And Come Away Richer By Giving Back"
Laryssa Freeman is Quoted in Biz News Post: "Advisors Tap Fulfilling Volunteer Activities And Come Away Richer By Giving Back"
Office Locations
5857 Owens Ave, Suite 300 - Carlsbad, CA 92008
Advisor Disclosure
Meritage Wealth Management (“MWM”) is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.
The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.
Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.
The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Meritage Wealth Management disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.
MWM does not warrant that the information on this site will be free from error. Your use of the information is at your sole risk. Under no circumstances shall MWM be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if MWM or a MWM authorized representative has been advised of the possibility of such damages.
Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
