James Estep
Financial Advisor and Co-Founder
Everest Financial Advisors
Fee-Only financial planner located in Cooper City, FL, serving first responders locally and across the country
I am Fee-Only
I do not accept commission, referral fees, or compensation of any kind based on selling financial products, without exception.
I am a Fiduciary
I will put your best interests first, and fully disclose and manage unavoidable conflicts fairly in your favor, at all times.
Things to Know
We are Fee-Only, meaning that we never sell products that earn a commission
Our office is located in Cooper City, FL, but we serve clients across the country
I specialize in working with First Responders such as Firefighters and Police Officers
We will help you set new goals and create a financial plan to realize them
Contact us to schedule a complimentary introduction phone call
We are currently accepting new clients with no minimum in investable assets
Get to Know James Estep
James Estep's journey is a testament to service and dedication. Beginning his career as a firefighter in 1996, James developed a passion for financial planning through his involvement with his pension plan. Transitioning into a financial advisor, he focuses on serving first responders such as firefighters and police officers in Florida, leveraging his expertise in defined benefit plans to offer experienced guidance.
As a retired Battalion Chief with the Miramar Fire Department and Trustee on the pension fund for Miramar Firefighters, James remains deeply committed to his community. In 2010, he co-founded an independent firm, prioritizing conflict-free advice and client trust.
James's commitment to excellence led him to become a CERTIFIED FINANCIAL PLANNER® professional in 2012, further solidifying his dedication to his clients' financial well-being. His unique perspective as a firefighter and CFP® professional sets him apart in the industry, helping to ensure his clients receive personalized, trustworthy guidance.
With a focus on word-of-mouth referrals, James continues to empower individuals and families to achieve their financial goals, offering comprehensive support tailored to their needs.
I Can Help You With:
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax Planning
- Pensions
- Defined Benefit Pensions
Ideal Clients:
- Retirees and Near Retirees
- Growing Families
- Sudden Money Situations
- Public Safety Employees
- Firefighters
- Police Officers
FAQ with James Estep
- Why should I choose a fee-only financial advisor?
- What services do fee-only financial advisors typically offer?
- How do you charge for services?
- What are the benefits of fee-only financial planning?
- Do you have any minimum requirements for clients?
- What types of clients do you typically work with?
- How often will we meet or communicate?
- What is your investment philosophy?
- Can you help me with specific financial goals like retirement planning, saving for college, or debt management?
- How do you stay unbiased when recommending financial products or strategies?
- Are you a fiduciary?
- What qualifications and certifications do you have?
- Do you have any specialties or areas of expertise?
- How do you approach risk management and asset allocation?
- What is your process for developing a financial plan tailored to my needs?
Fee-only financial advisors are compensated solely by the fees they charge for their services, rather than earning commissions from financial products they recommend. This means there are fewer conflicts of interest, and they must act in your best interest.
- Why should I choose a fee-only financial advisor?
Fee-only financial advisors are compensated solely by the fees they charge for their services, rather than earning commissions from financial products they recommend. This means there are fewer conflicts of interest, and they must act in your best interest.
- What services do fee-only financial advisors typically offer?
- How do you charge for services?
- What are the benefits of fee-only financial planning?
- Do you have any minimum requirements for clients?
- What types of clients do you typically work with?
- How often will we meet or communicate?
- What is your investment philosophy?
- Can you help me with specific financial goals like retirement planning, saving for college, or debt management?
- How do you stay unbiased when recommending financial products or strategies?
- Are you a fiduciary?
- What qualifications and certifications do you have?
- Do you have any specialties or areas of expertise?
- How do you approach risk management and asset allocation?
- What is your process for developing a financial plan tailored to my needs?
Fee-Only and Fiduciary - Without Exception
Watch Our Video: Fee-Only, Fiduciary, Independent
James Estep's Designations and Affiliations
James Estep is a Certified Public Pension Trustee (CPPT)
Office Locations
9720 Stirling Rd, Suite 107 - Cooper City, FL 33024
