Franklin Gay
Wealth Advisor
Tobias Financial Advisors
Fee-Only financial planner located in Plantation, FL, serving clients locally and across the country
Contact Me
Send Franklin a Message
I am Fee-Only
I do not accept commission, referral fees, or compensation of any kind based on selling financial products, without exception.
I am a Fiduciary
I will put your best interests first, and fully disclose and manage unavoidable conflicts fairly in your favor, at all times.
Franklin Gay is a Plantation, FL fee-only financial planner. Tobias Financial Advisors provides financial and life planning, management of investment assets, and an array of financial planning functions to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Franklin Gay is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Get to Know Franklin Gay
Franklin “Franko” Gay, CFP®, EA joined Tobias Financial Advisors in 2020 and serves as a Wealth Advisor. He earned the CERTIFIED FINANCIAL PLANNER™ professional certification as well as completed the testing requirements to become an Enrolled Agent with the Internal Revenue Service giving him the privilege to represent clients before the IRS. These credentials create a strong foundation in financial planning and taxation that allow Franko to help clients across various planning areas.
Franko takes great pleasure in working with a diverse range of clients, including business owners, executives, pilots, and real estate professionals. With a passion for understanding their unique needs and goals, Franko strives to provide tailored financial strategies and solutions that align with their specific circumstances to help them achieve long-term success.
Born and raised in Central Florida, Franko is a proud alumnus of the University of Central Florida from which he graduated summa cum laude with a bachelor’s degree in finance. While pursuing his degree, Franklin also concurrently attended Bryant University’s financial planning certificate program. Being an avid learner, he is currently working toward earning his MBA in Process Improvement at Nova Southeastern University, as he is passionate about business operations and optimization of daily procedures.
Before joining Tobias Financial Advisors, Franko worked in a boutique wealth management and financial planning firm in which he assisted the principal of the firm in developing financial plans for over 120 clients in 14 states.
Franko is a member of the National Association of Personal Financial Advisors (NAPFA), where he also serves as the President of the South Region Board of Directors. Franko often attends their conferences, creating connections with like-minded financial professionals as well as offering mentorship for the young generation of financial planners. Franko is also passionate about business operations and process improvement. He serves as a Chair of the South Florida Student Chapter for the American Society of Quality. In this role, he works on engaging current students, alumni, and prospective students on the substantial contribution that an education in process improvement can make in people’s professional lives through the organization of educational and social events.
In his spare time, you will find Franklin fishing, kayaking, and enjoying the beautiful, sunny South Florida weather with his loved ones.
I Can Help You With:
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax, Estate, and Legacy Planning
- Risk Management
- Pre and Post-Divorce Planning
- Exit Planning
- Retirement Plan Advisory
Ideal Clients:
- Women in Transition
- Business Owners
- Senior Executives
- Growing Families
- Sudden Money Situations
- Novice Investors
Fee-Only and Fiduciary - Without Exception
Watch Our Video: Fee-Only, Fiduciary, Independent
Media Mentions and Industry Involvement
Franklin Gay is Featured in a Video for NSU’s Huizenga College of Business and Entrepreneurship: "Shaping the Future of Finance through Education and Innovation"
Franklin Gay Contributes to NAPFA Advisor: "Financial Planning Outlook from a New Professional"
Franklin Gay Serves on the FPA NexGen Gathering Task Force
Franklin Gay Presented: "Quality in the Financial Services Sector" at the American Society for Quality Southeast Florida Section
Franklin Gay Spoke at the NAPFA Spring 2023 National Conference
Franklin Gay is a Member of the FPA NextGen Gathering Task Force
Franklin Gay Hosted a NAPFA 2021 Conversation Circle
Tobias Financial Advisors is a Member of The Institute for the Fiduciary Standard
Office Locations
1000 S. Pine Island Road, Suite 450 - Plantation, FL 33324